Under the FTC Funeral Rule, which statement best describes when embalming can be charged?

• A. Only if final disposition is in another jurisdiction
• B. Only with prior approval from a family member
• C. Only if embalming is customary under similar circumstances
• D. Only if the funeral director is reasonably certain the disposition will be delayed more than 72 hours

Answer: (B)

The main concept is that embalming is an optional service and the funeral provider cannot charge for it without the consumer’s prior authorization. The FTC Funeral Rule requires that consent to embalm be obtained before performing the service, and that the family or the person legally authorized to control disposition is the one who gives that consent. This protects families from unexpected charges and ensures they decide whether embalming will occur.

That’s why the best description is that embalming can be charged only with prior approval from a family member. It isn’t about where the final disposition will take place, whether embalming is customary in similar situations, or whether a 72-hour delay is anticipated; those factors do not determine when embalming may be charged. The key element is informed, prior consent from the consumer or their authorized representative.